 |  |  |  |  |  |  The Hunt Building
104 East Main Street
Durham, NC 27701 | (919) 667-0721
(919) 599-6478
(919) 226-1903
(919) 683-2355 | English
English
Español
Fax | | |
WHY SHOULD YOU HIRE AN ATTORNEY?
The insurance adjuster that calls you after an accident represents the insurance company. His job is to save the insurance company money. In other words, his job is to pay you as little as possible. You need someone to represent your interests. Before the insurance adjuster calls you, you should have called an attorney.
The Hunt Law Firm is experienced in dealing with accident and injury cases. On a daily basis, we negotiate with insurance adjusters, creditors, general practitioners, orthopedic doctors, chiropractors, psychiatrists and other health care professionals, in order to maximize the value of your case. Whether your case is simple or complex, it will be thoroughly investigated and professionally presented. We handle all of the legal issues so that your only concern is regaining your health.
WHO IS ELIGIBLE TO RECOVER?
Anyone who has been injured in an accident so long as they did not contribute to the accident in any way. This includes all injured passengers and drivers who did not cause the accident.
WHO IS NOT ELIGIBLE TO RECOVER?
Any person, driver or passenger, that is responsible in any way for the occurrence of the accident.
WHAT COMPENSATION MAY BE PAID?
Generally, most compensation is received from insurance policies covering the person at fault. This compensation acts as a settlement in lieu of litigation. However, when insurance policies alone are not sufficient, the injured party may also recover directly from the person who caused the accident. In order to recover directly from the person at fault, litigation is usually required.
WHAT DOES THE SETTLEMENT COVER?
Generally, the settlement consists of three parts: 1) pain and suffering, 2) medical bills, 3) attorney fees and expenses. Other factors considered include: loss of wages, prescription costs, travel expenses, disability ratings, etc…
HOW ARE MEDICAL BILLS PAID?
Health insurance should pay for the majority of medical bills. However, some health insurance policies require reimbursement when the claim is resolved (subrogation). When a client does not have health insurance, up to one-third of the settlement may be set aside for medical expenses.
WHAT ABOUT MEDICAID OR MEDICARE?
If injured in an accident that is someone else's fault, Medicaid / Medicare will pay for most of the medical bills that are incurred. Medicaid / Medicare always requires reimbursement.
FRAUDULENT CLAIMS
If a false claim is deliberately filed, the claim will be denied. Additionally, the claimant will have to repay any money awarded and be subject to prosecution.
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